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Reasons to Enroll in the Association

Healthy America Association Membership

Members of HAA enjoy discounts and services that can enhance their daily health and wellness and overall healthy lifestyle. With 17 association services that range from lab discounts, online fitness, medical alert system, patient advocacy, safety apps and more, the Healthy America Association (HAA) offers its members quality and valued services that members can actually use. HAA also provides links to healthy lifestyle blogs, videos and articles on its website to help promote health and to help you stay healthy for life. For the low monthly membership dues of $15 for the entire family, joining HAA is affordable. Healthy America Association continually looks at their membership service offerings and is always working to improve and add new services that bring value and interest to its members. Stay Healthy for Life with HAA by joining the Association and enrolling in the HAA Membership. Learn more or Contact Us for more information on the Association and how to join.

Reasons to Enroll in HAA

Enhance Your Membership

By becoming a member of HAA, you are joining a national network of members looking to improve their health & lifestyles. As a member of the group, members leverage their purchasing power to gain access to better lifestyle services and discounts which are at the heart of what we do. Healthy America Association creates better availability for services and discounts that can help enhance your life and peace of mind. Members have the option to enhance their membership with additional non-insurance a la carte health and wellness services through the Benefit Boost Subscription Products like Virtual Urgent Care & Talk Therapy Visits, Discounts on Dental, and more. These a la carte services can enhance a member's overall package to help them with their overall health and wellness. Coming soon, Healthy America Association will be adding an opportunity for members to add optional supplemental group insurance products that are issued to the Healthy America Association as the Master Policy Holder or HAA endorsed individual short term or supplemental insurance products. These additional membership products will be optional and not required to join the Healthy America Association (HAA) and are designed strictly to enhance your overall membership. Below, learn more about how group insurance & supplemental insurance work with regards to membership in HAA. We invite you to contact us to learn about our membership products and discover how HAA can serve you.

What is the difference between Supplemental Insurance & Comprehensive Health Insurance??

Supplemental Insurance is something that a person can purchase to complement or add to their existing comprehensive health insurance coverage. It can help offset some costs your current comprehensive health insurance doesn't cover like deductibles, coinsurance or out-of-network expenses. Supplemental Insurance is in addition to and does NOT provide comprehensive health insurance coverage. It is important to have comprehensive health insurance coverage like an ACA Health Insurance Plan or a comprehensive Group Health Insurance Plan as the foundation of your health insurance. You can then add supplemental insurance to help mitigate some of your additional financial exposure.

Do I have to be a member to enroll in a HAA Group Insurance Plan?

YES, you must be a member of the Healthy America Association in order to enroll in or add any additional optional supplemental HAA Membership Product that includes group insurance to your HAA Membership. If you are not a member, you cannot enroll in these additional HAA group insurance plans.

Membership is not required for any of the a la carte health and wellness non-insurance Benefit Boost Subscription Products or any individual insurance supplemental plan or short term medical insurance program endorsed by HAA.

Why is it called Group Insurance?

The master policy is issued to the Healthy America Association and as a member of the Healthy America Association group, you have access to add any available optional group insurance to your HAA Membership. Currently, HAA does not offer optional supplemental group insurance programs at this time but are working with various insurance companies to add this optional coverage in the future as a way to ehance your overall membership and to add additional health benefits to our members.

Do I have to purchase a Group Insurance Plan to Join HAA?

You DO NOT have to purchase any additional optional supplemental membership product on the enrollment application in order to join and become a member of Healthy America Association. HAA provides access for the member to purchase optional membership products including the a la carte Benefit Boost non-insurance Subscription Products and coming soon the optional supplemental group insurance membership products issued to HAA or individual supplemental or short term insurance products endorsed by HAA. No member is required or expected to purchase ANY additional products to join HAA. If a member wants only to join HAA, they will only select HAA at the beginning of the enrollment application. We make it simple to add any additional products by selecting the additional categories you would like to add to enhance your membership. Contact Us for any questions on the enrollment process and view more about how the process works in the next section below.

What is the Application Process to Become a Member of HAA?

The simple to enroll online application takes less than 10 minutes to complete.

Initial Enrollment Application Steps:

HAA Membership Enrollment: The first thing that you will encounter on the online enrollment application is the HAA Membership enrollment where it asks you if you are a current member of the Healthy America Association - YES OR NO.

If you select YES and are a current member and were just enhancing your membership by adding another optional supplemental membership product, you enter your Member ID located on your ID card, Last Name and Date of Birth. Once your membership is verified, you can continue to the next selection of the optional membership product categories. All available membership plans in your state will show in the membership product categories you select.

If you select NO and are not yet a member, it will aks you if you want to enroll in the Healthy America Association. If you select ENROLL NO(meaning you do not want to enroll in HAA), you can still purchase the optional a la carte Benefit Boost non-insurance health and wellness subscription products or any available individual insurance products endorsed by HAA. If you select ENROLL YES (meaning you want to join HAA and become a member of Healthy America Association), then you will be able to continue with just your HAA Enrollment or you can select to view any of the optional supplemental membership product categories to view more plans available in your state to enhance your membership. Once you select the categories to view, it will ask basic household information: STATE, FAMILY MEMBERS (are you enrolling a spouse and/or # of children). Once you determine the outcome of all above, you will continue to the next stage of the enrollment process.

HAA Enrollment Only or Adding Product Categories

The next page could vary depending on your decision on page 1 on the HAA enrollment application.

HAA ONLY selected: If you wanted to only enroll in Healthy America Association, your next steps would be to complete the rest of the demographic information on the Enroll Page where it asks name, date of birth, contact info, address (residence and mailing if different). The next step would be to select the desired effective date available and then enter your billing information (either EFT / Bank Draft or Credit Card -Visa, MasterCard or Amex). Once the billing page is complete and you hit CONTINUE, the first part of the enrollment process is complete. An email will be sent to the member to complete the final steps of the online enrollment including verification, review of application, acceptance of any applicable disclaimers and to e-sign the enrollment application.

You selected HAA and any of the optional additional supplemental membership products or categories:. The prospective member can review product descriptions, brochures, product cost, and if applicable, Certificates of Insurance when choosing the appropriate membership program to fit their needs. Once selected, the member will enter the rest of the demographic information on the Enroll Page where it asks name, date of birth, contact info, address (residence and mailing if different). The next page will be the desired effective date and any required qualifying question based on the plans you chose to add to enhance your membership. The prospective member will then add the monthly billing payment details, and once CONTINUE is selected, an email is sent to the member to complete the final steps of the online enrollment including verification, review of application, acceptance of disclaimers and to e-sign the enrollment application.

Important Note regarding help from a licensed insurance agent on enrollment:
If you choose, you can have a licensed insurance agent who is contracted with HealthyAmerica to help with the initial enrollment step. You will be able to verify everything the agent helped to enter on the application on your behalf including the demographics, product selection, billing information, and you should review any state-specific Certificates of Insurance (if applicable) during the verification and e-signature step. You will be able to make any necessary edits on any incorrect information during your review. If you choose not to finalize the application, just don't complete the e-signature part and hit submit. Once the application e-signature is completed and application is submitted, it will be processed.

Verification & E-Signature Steps:

Once the application has been submitted, the prospective member will receive an email in order to complete the final application process step, the electronic signature. The prospective member will review the entire application for accuracy (including reviewing any state-specific Certificates of Insurance, if applicable) and then agree to the required disclaimers and acknowledgements from HAA and any insurance carrier who provided group insurance or individual insurance in the optional supplemental insurance programs (if applicable). At the end of the application review and the acknowledgements and disclaimers section, the prospective member will then e-sign the application if they choose to finalize and enroll in the membership product(s) they have selected. If this e-signature IS NOT COMPLETED by the prospective member, then the application is not finalized and will not become an active membership. The member must review, verify and e-sign the application for it to move forward and become active and then the new member will be drafted for the initial membership product cost(s). Once the member completes the e-signature, a PDF of the signed enrollment application(s) along with the member guide(s) and Certificates of Insurance (if applicable) for the membership product(s) the member enrolled will be made available to them at the end of the verification and e-signature process as well as the Member Portal.

Membership Portal Registration:

The new member will receive an email notification with a copy of their Digital ID Membership Card(s) and a link to register for the Member Portal. Once registered, the member will be able to view their electronic fulfillment documents including a copy of their digital Membership ID card(s), a section on how to use the services in HAA, Certificates of Insurance (if applicable), Membership Guides for all membership products enrolled, claim forms for any insurance programs enrolled (if applicable) and the final signed copies of their HAA Membership application and any separate group or individual insurance enrollment applications (if applicable). The e-signature on the enrollment application(s) show the IP address, date and time the new member signed the application. After the application process is complete and the initial draft has been collected and cleared from the bank or credit card vendor, then the member will receive a hard-copy of their ID card along with a welcome letter explaining how to use their Membership ID card, how to access the Member Portal and information for billing inquiries. This welcome letter also highlights the membership product(s) the member enrolled along with the membership product(s) Member ID# and effective date the membership product(s) go into effect. A member can Call Customer Service for any help regarding the services avadilable to them, claim help, and billing help. Our Customer Service Department is there to help you with all your Membership needs.

ID Cards and Welcome Letter:

You will receive a welcome letter in the mail along with any hard-copy applicable ID cards. The welcome letter also gives instructions on how to access your Member Guide(s), digital ID card(s), Certificates of Insurance (if applicable), and more. The welcome letter also will highlight your effective date and give you the HAA Membership ID number and list all optional supplemental membership products you enrolled along with the membership plan ID numbers. Important Note about Benefit Boost Subscription Product ID cards: All of the a la carte health and wellness Benefit Boost Subscription Product ID Cards will only be available as a Digital ID Card available to download to your phone, tablet, or to print from the Member Portal. This helps keep the subscription product cost down on these low-cost valued subscription services.

Refund and Cancellation Policy:

If you are not completely satisfied with your HAA Membership Product, please call your Personal Member Concierge at 866-438-4274. We will be happy to issue a complete refund of membership dues within the first thirty (30) days. We want you to be 100% satisfied with your HAA benefits and services. Please be aware that premium & dues can’t be refunded if a claim was filed. Note: This membership is separate from any other insurance or supplemental products you have purchased. Please contact your agent for any products other than a HAA Membership, HAA Gap Membership Products, and the a la carte health and wellness non-insurance Benefit Boost Subscription Products. If you are canceling, please make sure to cancel using our cancellation phone number at 866.438.4274 or our cancellation form located at healthyamericaassociation.com/billing.html. Please do not cancel through your agent. Cancel directly with your Personal Member Concierge to make sure your cancellation request is handled promptly and correctly. We showcase the code UBA GAP and our number 866-438-4274 on all transactions (shown all together like this UBAGAP8664384274) on your account statement, and it is your responsibility to check the transactions occurring on your account every month and to cancel with us when desired. Every month we pay for the membership services and the insurance premiums for any applicable optional supplemental group or individual insurance programs on your behalf, whether you use the membership services or file a claim with the group or individual insurance programs.

I want to Start the Enrollment Process:

If you have any questions about this application process or would like help to get enrolled, Contact Us, and we will be happy to assist you, or you can go straight to the quoting and enrollment page to begin the process.