DENTAL & VISION OVERVIEW
DENTAL & VISION DETAILS
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Learn about Dental & Vision
Membership Options.
Questions, Call us at 866-438-4274
In today's world, maintaining optimal oral and visual health shouldn't come at a high cost. Our affordable dental discounts and individual vision insurance plans are crafted to provide comprehensive care that fits your budget. Whether you're seeking routine check-ups, corrective lenses, or dental procedures, our membership plans ensure you receive the benefits you deserve with ease and convenience. Experience the peace of mind that comes with accessible and quality care for your dental and vision needs.
Valuable savings on essential vision care from eye exams, allowances for frames and discounts on lens enhancements.
Also check out SML Dental Discount non-insurance Benefit Boost subscription plan to access savings to help maintain good oral health.
VSP Individual Vision Plan does not require membership in the association (HAA). For the insurance underwriting carrier, the full details of the plan, terms, conditions, limitations and exclusions, review the plan Certificate. If there are any discrepancies between the descriptions above of below, the Certificate of Insurance will govern.
Dental Discount Disclosure
This plan is NOT insurance. This is not a qualified health plan under the Affordable Care Act (ACA). Some services may be covered by a qualified health plan under the ACA. This plan does not meet the minimum creditable coverage requirements under M.G.L.c 111M and 956 CMR 5.00. This is not a Medicare prescription drug plan. Discounts on hospital services are not available in Maryland. The plan provides discounts at participating providers for services. The plan does not make payments directly to providers. The plan member is obligated to pay for all services but will receive a discount from participating providers. The range of discounts will vary depending on the type of provider and services. The Discount Plan Organization Gallagher Affinity Insurance Services, Inc., at 2850 W. Golf Road, Rolling Meadows, IL 60008, 1-866-215-1376. To view a list of participating providers visit www.findbestbenefits.com and enter promo code 725324. You have the right to cancel this plan within 30 days of the effective date for a full refund of fees paid. Such refunds are issued within 30 days of request.
Dental discount and vision plans ensure that your essential health needs are covered, promoting overall wellness
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HAA membership is NOT required in order to enroll in either the VSP Individual Vision Plan or the SML Dental Discount Subscription.
Plan details below are for plans purchased on or after 04/02/26. Already enrolled? View your state-specific enrolled plan. Go to the Member Portal for your plan specific details.
$15 Copay Annual Eye Exam
$25 Copay Prescription Glasses with Frames
$0 Copay Prescription Contact Lenses
Large National Provider Network of Eye Doctors (VSP)
More Ways to Save with Exclusive Member Extras
Available States:
AL, AR, AZ, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WI, WV & WY
Association Membership is NOT required.
1st Effective Dates only available
Plan cost varies by state
GET A QUOTE*Requires a 1-year insurance contract. Must agree to pay annual plan premium in twelve (12) monthly installments.
Coverage includes eye exam, and either prescription glasses or contact lenses, once every 12 months, for each Covered Person. Discounts provided on additional services and eyewear at VSP® providers.
The VSP Network includes thousands of private practice doctors and over 700 Visionworks® retail locations nationwide.
In-Network1
Out-of-Network Coverage2
Based on applicable laws, benefits may vary by location. Discounts on products and additional savings are not available in the states of Washington and Vermont. Benefits associated with Premier Edge are not available for members in the State of Texas.
Some brands of spectacle frames and lenses may be unavailable for purchase as Plan Benefits, or may be subject to additional limitations. Covered Persons may obtain details regarding frame brand availability from their VSP Preferred Provider or by calling VSP's Customer Care Division at 800-877-7195. Copayments and other-out-of-pocket expenses apply to the eye examination and/or to the purchase of most materials. Services or materials of a cosmetic nature are not covered under this policy. Medical services and supplies are not covered under this policy.
1Coverage terms and conditions are set forth in the policy under which the individual consumer is insured, and such terms and conditions vary according to the laws of the state in which the policy was issued.
2If you choose to see an out-of-network provider, you will receive less coverage. Payment is expected at the time of your visit. Following your appointment, submit your itemized claim to Vision Service Plan, Attention: Claim Services, PO Box 495918, Cincinnati, OH 45249-5918. Out-of-network coverage is not available in the states of Massachusetts and Washington, and coverage varies in the state of Maryland.
Content on this page provides a brief description of the important features of your policy. It is not all-inclusive. Please refer to your policy for the actual terms and conditions that apply. In the event there are discrepancies between the policy and the information on this page, the terms and condition of the policy will govern.
VSP and WellVision Exam are registered trademarks, and VSP Individual Vision Plans is a trademark of Vision Service Plan.
Notice: VSP Vision is an annual enrollment product with a monthly payment option. By enrolling in VSP Vision at the monthly rate, you acknowledge and agree that twelve (12) monthly installment payments are necessary to satisfy the annual enrollment period.
If for any reason you are not completely satisfied with your enrollment, just notify us anytime up to thirty (30) days after your Effective Date to cancel and receive a full refund of all dues, premiums, or fees paid.
Notice: If you cancel your enrollment in VSP Vision during this period and request a refund, you will be responsible for payment in full for any services received or materials purchased through your utilization of the plan's benefits prior to cancellation.
This is a brief description of VSP Vision. Please review the document(s) below for full details, including terms, conditions, limitation, and exclusions. Certificates of insurance are the official state-specific explanations of insurance benefits, which supersede any benefit descriptions provided here or elsewhere, so be sure to read the Certificate(s) carefully.
You do not have to be a member in HAA Association in order to enroll in this individual vision plan.
Save 15% to 50%* per visit in most instances, on dental services including cleanings, X-rays, fillings, root canals and crowns
Where available, also save on specialty care services including orthodontics and periodontics
Use at any participating dentist in the nationwide network
No annual limits
* Actual Costs and savings vary by provider, service and geographical area.
Available States:
All 50 U.S. states Except: AK, CT, IA, MA, RI, UT, VT & WA and this benefit is not available to residents of Vermont
Association Membership is NOT required.
1st and 15th Effective Dates available
Membership in HAA is NOT required to enroll in SML Dental Discount program. All Subscription costs above are charged monthly until cancelled.
Discount Dental Disclosure
This plan is NOT insurance. This is not a qualified health plan under the Affordable Care Act (ACA). Some services may be covered by a qualified health plan under the ACA. This plan does not meet the minimum creditable coverage requirements under M.G.L.c 111M and 956 CMR 5.00. This is not a Medicare prescription drug plan. Discounts on hospital services are not available in Maryland. The plan provides discounts at participating providers for services. The plan does not make payments directly to providers. The plan member is obligated to pay for all services but will receive a discount from participating providers. The range of discounts will vary depending on the type of provider and services. The Discount Plan Organization Gallagher Affinity Insurance Services, Inc., at 2850 W. Golf Road, Rolling Meadows, IL 60008, 1-866-215-1376. To view a list of participating providers visit www.findbestbenefits.com and enter promo code 725324. You have the right to cancel this plan within 30 days of the effective date for a full refund of fees paid. Such refunds are issued within 30 days of request.
Members can save 15% to 50%1 per visit, in most instances at any of the many available dental practice locations nationwide. Services include cleanings, X-rays, fillings, root canals and crowns.
Members can also save on specialty care services including orthodontics and periodontics where available.
| Service Procedure | Avg. Price | You Pay1 | Savings |
|---|---|---|---|
| Cleaning (Prophylaxis) - Adult | $111 | $67 | $44 |
| Cleaning (prophylaxis) - Child | $86 | $52 | $34 |
| Complete X-Rays | $165 | $99 | $66 |
| Root Canal (Anterior) | $951 | $571 | $380 |
| Complete Upper Denture | $1616 | $970 | $646 |
THIS IS NOT INSURANCE
1Actual costs and savings may vary by provider, service and geographic location. We use the national average of Fair Health data to determine the average costs, as shown on the chart.
The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent representative, or employee of the discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.
This benefit is not available in AK, CT, IA, MA, RI, UT, VT and WA. This benefit is not available to residents of Vermont.
Full terms, conditions, and disclosures
If for any reason you are not completely satisfied with your enrollment, just notify us anytime up to thirty (30) days after your Effective Date to cancel and receive a full refund of all dues, premiums, or fees paid.
This is a brief description of the benefits included with SML Dental Discount Subscription program. Please review the document(s) below for full details, including terms, conditions, limitation, and exclusions.
You do not have to be a member in the Healthy America Association (HAA) in order to enroll in the supplemental non-insurance discount program.
Choose from a variety of plan options available as a HAA member or that is endorsed by HAA:
Discover how becoming a member of HAA can open doors to savings on health, wellness, safety, and access to group insurance programs.
Explore our Short Term Medical offerings to learn more about how our plan options can fit your temporary healthcare needs.
Explore our Benefit Boost plans today to discover a variety of customizable options that cater to your unique health and wellness needs.
Healthy America Association does not require members to enroll or purchase any group or individual insurance to become a member of HAA. The optional association group insurance is only available to members of HAA who have the desire to enhance their membership. All group association insurance offered through HAA does not provide major medical or comprehensive medical coverage and is not designed to replace traditional major medical insurance like ACA. Further, the insurance coverage available is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Membership includes multiple non-insurance services and benefits, including access to insurance products. All plan descriptions above are based on a broad overview of the majority of state's coverage available in the plan. Some coverage amounts or coverage availability may vary by state. Always review the state specific Certificate of Insurance or Policy for each plan to determine coverage benefits, availability, terms, conditions, limitations, and exclusions. If there are any discrepancies between the descriptions above and the Certificate(s), Policy(s) and Membership Guide(s), the Certificate(s), Policy(s) and Membership Guide(s) will govern.
Healthy America Association (HAA), Vision Service Plan (VSP), Everest Reinsurance Company, PHCS, MultiPlan, Lyric Health, Paramount RX®, Aetna Dental Access®, LifeLock®, FamilySource®, Healthcare2U, and HealthyAmerica are separate legal entities and have sole financial responsibility for their own products.
Healthy America Insurance Agency, Inc. is the exclusive marketer for the Healthy America Association (Agency CA License OG32190 and NPN #7979686).